Cheap Home Insurance Quotes
Our home insurance comparison service is free and simple – and could save you money when you compare and switch
You can get a home insurance quote and guidance to help you find cheap building insurance through our home insurance comparison tool.
Check the latest home insurance rates and get cheap home insurance quote today.
Find the Best Home Insurance
Enter your ZIP code below and be sure to click at least 2-3 companies to find the very best rate.
Why do I need homeowners insurance?
You need homeowners insurance to protect you from possible financial ruin. If your home were destroyed by a fire, flood, tornado, or a hurricane, you could lose everything you own. If, on the other hand, you had insurance, you would lose nothing because your house and possessions would all be replaced.
Why buy homeowners insurance online?
Buying insurance online is simple and easy, and getting your quotes won't cost you a penny. You'll get your quotes immediately, and you can compare those quotes in the comfort and privacy of your home. You won't have to spend hours of your time calling local agencies to get quotes. With us you can get cheap homeowners insurance quotes from A-rated local and national companies in a matter of minutes.
What does homeowners insurance cover?
A homeowners insurance policy provides the following protection …
•It will pay to repair or rebuild your home if it’s damaged or destroyed
•It will pay to repair or replace your possessions if they are damaged or destroyed
•It will pay your living expenses if you have to leave your home while it's being repaired
•It will pay your legal expenses if you’re sued by someone who is injured by you or any family member living in your home
•It will pay the medical expenses for anyone who is hurt on you property
How can I get cheap homeowners insurance?
Compare rate quotes – Click the “Get Quotes Now” button near the top of this page to get rate quotes from top rated homeowners insurance companies. Then review and compare those quotes to find the cheapest homeowners insurance rate and the best homeowners insurance coverage that fits your needs.Raise your deductible - When you fill in the online form to get your quotes, make sure you enter the highest deductible you can afford. Increasing your deductible from $500 to $1,000 can save 15% to 25% on your policy. Increasing it to $2,000 can save you up to 35%.Get discounts – In order to get the cheapest home insurance rate make sure you include all the discounts you’re eligible for. Some discounts include:
•A security discount if you have security features such as deadbolt locks, window locks, and a burglar alarm in your home - this can save 5% to 10% on your insurance. Installing a burglar alarm that alerts the police can save up to 20%
•A safety discount If you have safety features like smoke detectors and fire extinguishers in your home - this can save you 5% to 10% on your insurance
•A multi-policy discount if you have your home and car insured with the same company - this can save you up to 15% on your insurance
•A senior discount if you’re 55 or older and retired
•A non-smokers discount if no one in your home smokes
•A claim-free discount if you haven’t filed a claim within a certain number of years
•A payment discount if you pay your premiums quarterly or yearly instead of monthly